Archive for September 18, 2017

How to Improve Your Fuel Efficiency This Fall

Improve Your Fuel Efficiency This Fall

Improve Your Fuel Efficiency This Fall

 

Each season brings its own challenges in terms of driving. One of the challenges to navigate each season is how to optimize your fuel efficiency. As summer gives way to autumn, you may be wondering how to improve your efficiency this fall. Steet Ponte Mazda has a few ideas.

  • Regularly check your tire pressure. Declining temperatures can mean a reduction in your tire pressure. Driving on underinflated tires is a sure-fire way to lower your fuel efficiency.
  • Get your seasonal maintenance. Fall is the perfect time to get car maintenance—Steet Ponte Mazda can inspect crucial systems, but we’ll also change your oil to make sure you get optimal efficiency this fall.
  • Slow down. Especially as it gets chillier outside, it’ll be tempting to get to your warm destination faster. But speeding is one of the worst habits to affect your fuel efficiency. By sticking to the posted speed limit, you can ensure you’ll burn through fuel at a slower rate.
  • Clean out your car. During summer road trips, trips to the pool, and participation in various sports games, you may have collected a lot of gear and luggage in your car. By emptying out things you won’t commonly use in the fall and winter—such as your golf clubs—you can reduce overall weight and improve your fuel efficiency this fall.

If you need help preparing your vehicle for fall, don’t hesitate to reach out to Steet Ponte Mazda’s wonderful service center today!

What Determines Your Credit Score?

 

What Determines Your Credit Score

What Determines Your Credit Score

Your credit score is very important; it will help determine the type of loan you get—or if you get a loan at all—for big purchases like a house or car. But what actually determines your credit score?

  1. Credit Card Usage: How you use your credit card helps determine your credit score. The utilization rate is essentially how much available credit you have been awarded and how much you actually use. If you have a $1,000 credit limit on a card and only use $300 (30%) each month—and regularly pay it off—you are actively working on building strong credit.
  2. Payment History: Late bills and payments will negatively affect your credit score, but if you regularly make your payments on time, this will help improve your credit score.
  3. Number of Open Lines of Credit: Improving credit can be confusing. Creditors want you to have a robust history of credit, meaning they like to see several open lines of credit. But that doesn’t mean they want you to open ten credit cards and never pay them off. Instead, they want to see a balanced and maintained credit history, with perhaps a couple credit cards, student loans, an auto loan, and a mortgage, all of which are regularly paid.

Have questions about your credit as you prepare to buy a new Mazda? Visit Steet Ponte Mazda’s finance department today.